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FINANCE OPTIONS WITH CROPLEYS SUZUKI

Personal Contract Purchase (PCP)

Looking to keep your options open? Personal Contract Purchase lets you to make low monthly payments by deferring a significant portion of the cost of the car to the end of the agreement. Once we've approved the finance application, it's yours to drive away. And when you get to the end of your agreement, you decide on the best option for you – pay the final lump sum, trade it in, or return it.

Benefits include:

  • Borrow any amount from £1,000
  • Guaranteed value for your car, as long as you stick to the mileage restrictions and keep the car in 'Good Condition' (CTA)
  • Choose any new or used car as long as the car is less than 7 years old at the end of the agreement
  • Fixed monthly payments to suit your budget
  • Set your annual mileage up to 24,000 miles a year
  • For used vehicles up to 3 years old, the maximum mileage at the start of the agreement is 3,000 miles per month of age or a maximum 60,000 miles
  • Available to limited companies on a non-regulated basis

How we calculate your PCP payments

Based on your initial deposit, your likely annual mileage, chosen model and the length of your agreement, we calculate our predicted value (also known as the guaranteed future value, GFV) of your car. The predicted value is usually equal to the final lump sum repayment, so if you want to keep the car at the end of the agreement, you know exactly how much you will pay for it

At the end of your PCP agreement, you have three options:

Pay the final lump sum – pay the optional final payment (also known as the GFV) to own the car. The amount you pay for the car is agreed at the start of your finance contract so as long as you stick to the mileage restrictions and keep the car in good condition you know exactly how much it will cost you.

Trade it in – part exchange the car (subject to settling your existing finance agreement and arranging a new one).

Return it – don't pay the final lump sum payment and return the car (subject to the Suzuki Good Condition Guide , you will have to make additional payments if the car is not in good condition for its age and mileage, or if the car has exceeded its allowed milage).

Hire Purchase (HP)

Want to own your Suzuki at the end of the agreement? With Hire Purchase, you agree an initial deposit with the dealer, the length of your agreement (1–5 years) and a monthly payment amount. Once we’ve approved the finance application, it’s yours to drive away. And once all the installments have been paid, you own it.

Benefits include:

  • Flexible deposits typically from 5% of the On The Road price
  • Fixed interest rate over your chosen period (1-5 years)
  • Fixed monthly payments to suit your budget
  • Borrow any amount from £1,000 for new or used cars
  • Choose any new or used car as long as the car is less than 14 years old at the end of the agreement

Personal Contract Hire (PCH)

Looking for a fixed-cost, fixed-term rental agreement? With Personal Contract Hire you choose a new car, agree your maximum annual mileage and the length of your agreement. Then you pay an initial rental followed by fixed monthly rentals to suit your budget. At the end of your contract, you just hand back the keys.*


Benefits include:

Choose from advance rental of 1–21 months giving you flexibility to set your monthly rentals to suit your budget

Fixed monthly rentals over your chosen period (2–5 years)

Add vehicle maintenance** to your agreement to make sure your car stays in tip-top shape (a maintenance charge will be added to your monthly rental)

Why Finance Through a Dealership?

Enquire About Finance
Any questions? Just ask a member of our team on 01205 362230.

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  • READY TO FINANCE A CAR? APPLY FOR FINANCE TODAY

  • Cropleys Suzuki
    Frithbank, Boston, Lincolnshire, PE22 7BD | Telephone: 01205 362230 VAT Number - 310 9570 77 | Company Number - 1615977
    sales@cropley-motors.co.uk

    FINANCIAL DISCLOSURE
    Cropleys Suzuki are a credit broker and not a lender. We are Authorised and Regulated by the Financial Conduct Authority. FCA No: 652571 Finance is Subject to status. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. Registered in England & Wales: 1615977 Registered Office: Address: Frithbank, Boston, Lincolnshire, PE22 7BD

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Refund Policy

If you are contracting with us as a Consumer online or by phone and do not visit our dealership at any point during the transaction process, or your contract with us is concluded or substantially negotiated at your home or somewhere other than our dealership, you have the right to cancel (under the Consumer Contracts Regulations 2013), all or part of your contract at any time up to 14 calendar days after the day on which you receive the vehicle you ordered.

Your right to return vehicles under this clause does not apply to vehicles made to your specification, that is, where modifications have been made to the vehicle at your request which occur after the vehicle leave the manufacturer’s factory.

If you wish to exercise your right of cancellation this clause, you are obliged to retain possession of the vehicle and take reasonable care of them until collection/return to us. We will not be obliged to refund the purchase price of any Vehicles damaged by you, but may at our election offer to refund the purchase price subject to a deduction for the damage sustained.

You can cancel by email: sales@cropley-motors.co.uk, or call 01205 362230, or write to: S Cropley & Co Ltd, Frith Bank, Boston, Lincolnshire, PE227BD. You must inform us of your decision to cancel your contract by a clear statement, including details of your name, geographical address, details of the order you wish to cancel and, where available, your phone number and email address. If the vehicle has been funded by a finance provider, you should ensure that you also give notice to that third party funder to cancel the finance arrangements.

If you decide to cancel in accordance with this clause, you should return the vehicle to us at your own cost within 14 days of such cancellation and we will reimburse to you (by the method used to pay for the original transaction) the amount in relation to vehicles to which cancellation rights apply. Alternatively if you wish us to collect the vehicle, we will do so subject to payment of an agreed collection fee. We will reimburse delivery charges made (if any).

We may make a deduction from the reimbursement for loss in value of any vehicles supplied, based on any additional mileage on the vehicle after receipt. We will make the reimbursement no later than 14 days after the day we receive back from you any vehicles supplied or, if earlier, the date you supply evidence to us that you have sent the vehicle, together with all keys and documentation, back to us. Refunds will be made by cheque or direct bank transfer to the same account as the purchase price was paid from. Refunds will not be paid in cash. If you direct us to settle your finance (if applicable) on the vehicle, we will refund the required sum (providing the refund is sufficient for this purpose) and return to you any surplus funds.

If you exercise your right to cancel the vehicle within the 14 day period, and have sold a used vehicle to us as part exchange for the vehicle, we may at our discretion either refund the sum attributed to the part exchange vehicle at the time the agreement was entered into, or return the part exchange vehicle to you, if it remains available. Where the part exchange vehicle has been subject to repairs by us, you will be required to pay to us the cost of the repairs if you wish to retain the part exchange vehicle.

If you have sold us a used vehicle as part exchange on an acquisition made online or by phone and the part exchange vehicle upon delivery or collection is not as described we may either revalue the vehicle and proceed with the sale based upon the revised valuation, or refund any deposit paid less any reasonable costs we have incurred. If the vehicle you are purchasing is not as described we will give you back your deposit plus any costs you have incurred.

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