How we calculate your PCP payments
Based on your initial deposit, your likely annual mileage, chosen model and the length of your agreement, we calculate our predicted value (also known as the guaranteed future value, GFV) of your car. The predicted value is usually equal to the final lump sum repayment, so if you want to keep the car at the end of the agreement, you know exactly how much you will pay for it
At the end of your PCP agreement, you have three options:
Pay the final lump sum – pay the optional final payment (also known as the GFV) to own the car. The amount you pay for the car is agreed at the start of your finance contract so as long as you stick to the mileage restrictions and keep the car in good condition you know exactly how much it will cost you.
Trade it in – part exchange the car (subject to settling your existing finance agreement and arranging a new one).
Return it – don't pay the final lump sum payment and return the car (subject to the Suzuki Good Condition Guide , you will have to make additional payments if the car is not in good condition for its age and mileage, or if the car has exceeded its allowed milage).